HFA's fixed rate mortgages

Learn more about the many Fixed Rate Mortgage Programs we offer at Home Finance of America. Call to speak with a loan originator today at 800-358-5626.

Characteristics of Fixed Rate Mortgages:

Your interest rate and monthly mortgage payment will remain unchanged throughout the entire life of your Fixed Rate Mortgage loan with Home Finance of America.
Home Finance of America offers Fixed Rate Mortgage Programs for a variety of different mortgage terms and loan sizes.
Your Fixed Rate Mortgage with Home Finance of America will not have a pre-payment penalty so you can pay off your Fixed Rate Mortgage faster then scheduled if you like.

Advantages of Fixed Rate Mortgages:

Typically, Fixed Rate Mortgages are a great choice if you and your family are planning on staying in your home for a long period of time.
The consistent monthly mortgage payments will allow you to budget your monthly expenses more easily.
You will remain protected from rising interest rates over the entire life of your mortgage. Your interest rate and payments will never change no mater how high mortgage rates could potentially go.

Things to think about with Fixed Rate Mortgages:

You will pay out less interest for shorter Fixed Rate Mortgage terms.
Interest rates are generally lower for shorter Fixed Rate Mortgage terms.
Your required minimum monthly mortgage payment will be lower for a longer Fixed Rate Mortgage term.

Our mortgage loan originators will help you decide which Fixed Rate Mortgage Program is best for you.

At Home Finance of America our goal is to offer you low mortgage rates and the best service available. Call us toll free at 800-358-LOAN (5626). Or, Apply Online using our secure server today. It only takes minutes and a Mortgage Professional is available to help you 7 days a week!